纽约贷款经纪new york housing finance agency纽约经验资深贷款专员外国人贷款可以在美国境外过户签证没限制🚫可以贷款到房屋价值的75%容易又简单更多资讯请点击下方图片

Loan Scenarios:
LTV 70%, Investment Purchase, Loan Amount $350K, DSCR Ratio 1, Foreign National (no ITIN and SSN), Single Family. 30 yrs Fixed.
8.875% with 2.375 discount points
LTV 65%, Investment Purchase, Loan Amount $350K, DSCR Ratio 1, Foreign National (no ITIN and SSN), Single Family, 30 yrs Fixed.
8.500% with 2. discount points
Program Highlights:

Max LTV 75% (DSCR must >= 1)
Max LTV 65% DSCR < 1)
Min Loan Amount: $150,000
Max Loan Amount: $1,500,000
No FICO scores requirement
Reserves: 6 months PITIA
Not allow POA
Eligible property types are SFR, PUD, Condo, 2-4 Units (LTV may be very per Condo and 2-4 units)
Seasoning: 30 days
Borrower must open US account and do ACH
Own a Primary Residence for at least 1 year (can be anywhere in borrower's current living country)
Allow to sign the closing docs outside US, following here:
Documents signed by Borrowers outside of the United States must be notarized by a U.S. embassy or consular official. The certificate of acknowledgment must meet the standard notarial requirements and must include the embassy or consular seal. If the U.S. embassy or consular official is unavailable, a notary is
acceptable if the country, where signing is taking place, is part of the Hague Convention and the signed documents are accompanied by an Apostille. See the following link to determine if the country is part of the Hague Convention: https://travel.state.gov/content/travel/en/records-andauthentications/
authenticate-your-document/apostille-requirements.html and Model Apostille forms can be found on the following link: https://www.hcch.net/en/instruments/specialised-sections/apostill